Payment Options
We want care to be as accessible as possible. Here’s everything you need to know about insurance, private pay rates, and financing options at Bloom.
In-Network Carriers
Insurance We Accept
We accept the following insurance plans. Please confirm your benefits with your insurance company before scheduling an appointment with us.
Wellmark Blue Cross Blue Shield
Anthem
Midland’s Choice
Cigna
Health Partners
Tricare
Sliding scale available. Whenever possible, we offer adjusted payment plans — please feel free to discuss this option with your provider. Most health insurance companies provide in- and out-of-network benefits. Please confirm your benefits with your insurance company before scheduling.
Private pay
Service Rates
You may choose to pay for sessions privately (without going through insurance) and we’re happy to accommodate. For a comprehensive list of medication management rates, contact our billing coordinator, Mitch.
Rates are current as of May 1, 2026 and can be billed to insurance, with the exception of couples counseling which is private pay only.
| Service | CPT Code | Rate |
|---|---|---|
| Therapy Sessions | ||
Initial Intake Session First appointment with a new therapist |
90791 | $185 |
Individual Therapy — 53–60 min |
90837 | $185 |
Individual Therapy — 38–52 min |
90834 | $150 |
Individual Therapy — 16–37 min |
90832 | $90 |
Couples Counseling Private pay only — cannot be billed to insurance |
90847 | $225 |
| Crisis & Add-On Services | ||
Crisis Therapy — 30–74 min |
90839 | $225 |
Crisis Therapy — Additional 30 min |
90840 | $112 |
Interactive Complexity Add-On Added when session involves third-party coordination |
90785 | $25 |
Financing
CareCredit
Bloom is a partnered provider with CareCredit — a health and wellness credit card designed exclusively for healthcare services with special financing options.
CareCredit can be used for most services and products at Bloom, including copays, deductibles, self-pay services, and our in-office and online Bloom Essentials supplement line.
Subject to credit approval. Minimum monthly payments required. Ask us for details.
CareCredit
You can apply online or in-office. If you’d like assistance, our front desk team is happy to walk you through the application process.
CareCredit FAQs
What services can I use CareCredit for at Bloom?
CareCredit can be used for a variety of services and products at Bloom, including therapy sessions, medication management, functional lab testing, and our Bloom Essentials supplement line — both in-office and online.
Can I use CareCredit for my copay or deductible?
Yes! CareCredit can be used for copays, deductibles, and any self-pay services at Bloom.
Can I use CareCredit for Bloom Essentials supplements?
Yes! CareCredit can be used to purchase our in-office and online Bloom Essentials supplement line, including individual products and bundles.
How do I use CareCredit once I'm approved?
Once approved, you can use your CareCredit card just like any credit card for eligible services and products at Bloom.
Are there financing options with CareCredit?
Depending on your plan, you may have access to promotional financing options that allow you to split payments into manageable monthly amounts.
Do I need to apply before using CareCredit?
Yes, you will need to apply and be approved for CareCredit before using it. Our team is happy to help guide you through this process.
Can CareCredit be used for all Bloom services?
CareCredit can be used for most services and products offered at Bloom, but coverage may vary depending on your individual plan and approval. Our team can help clarify any questions prior to purchase.
Get in Touch
Questions About Payment?
If you’re new to Bloom Women’s Wellness, welcome! Your welcome letter and intake form are listed below, as is a client referral form for providers referring new clients to us.
Billing Questions
Jessica Dreyer
Service fees, medical records, account balances · (515) 443-4512
Insurance Denials & Appeals
Chad Gagnier
Denied claims, appeals, insurance disputes
General Questions
Not sure who to contact? Start here.
Contact Bloom Women’s Wellness
Payments Accepted
We accept Wellmark Blue Cross Blue Shield, Anthem, Midland’s Choice, Cigna, Health Partners, and private pay clients. We believe that mental health care should be accessible and we’re happy to work with you on a sliding fee scale.